Mortgage
Mortgage & Loan information to help you buy or sell your home
What is a Good Credit Score for a First-Time Homebuyer?
What is a good credit score to buy a home? Ranging between 650 and 850 is optimum, but it is possible to secure a good deal with a score below 620.
What’s the Debt to Income Ratio to Get a Mortgage?
While 43% is typically the maximum debt to income ratio to get a mortgage, lenders prefer a 36% debt to income ratio or lower to qualify for loan benefits.
What's the Difference Between Adjustable and Fixed-Rate Mortgages?
To decide between an adjustable vs. fixed rate mortgage, speak to your lender and observe the current market conditions to find the loan best for you.
Agent or Lender: Who Should You Speak to First When Buying a Home?
Do I need to speak with a lender first or find my agent? To achieve a streamlined purchase, the best solution is to find both your agent and lender early.
What to Look For in a Lender For Your Mortgage
Homebuyers will need to know what to look for in a lender to help them access the best loan options for their upcoming purchases.
What Credit Score Do You Need to Get a Mortgage?
What credit score do you need to get a mortgage? There are flexible loan options available for almost all credit scores.
Pre-Qualification vs. Pre-Approval: What's the Difference?
Traditionally, the difference between pre-qualification vs pre-approval is whether or not the lender verifies the information.
