Mortgage & Loan information to help you buy or sell your home
Getting a Mortgage as a Freelancer: 3 Things to Consider
Freelancers who will be getting a mortgage should prepare their finances, paperwork, and credit scores.
How Do Rising Interest Rates Impact Your Mortgage Payment?
A slight increase in your mortgage interest rate can significantly increase your mortgage payment amount. Here’s what you need to know.
What Does it Mean to Buy Down Your Mortgage Rate?
When you buy down your mortgage rate, you have the chance to access reduced interest on your loan.
What is a Good Credit Score for a First-Time Homebuyer?
What is a good credit score to buy a home? Ranging between 650 and 850 is optimum, but it is possible to secure a good deal with a score below 620.
What’s the Debt to Income Ratio to Get a Mortgage?
While 43% is typically the maximum debt to income ratio to get a mortgage, lenders prefer a 36% debt to income ratio or lower to qualify for loan benefits.
What's the Difference Between Adjustable and Fixed-Rate Mortgages?
To decide between an adjustable vs. fixed rate mortgage, speak to your lender and observe the current market conditions to find the loan best for you.
Agent or Lender: Who Should You Speak to First When Buying a Home?
Do I need to speak with a lender first or find my agent? To achieve a streamlined purchase, the best solution is to find both your agent and lender early.
What to Look For in a Lender For Your Mortgage
Homebuyers will need to know what to look for in a lender to help them access the best loan options for their upcoming purchases.